Collecting on Dreams

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As a 2L, Toby Merrill ’11 was enrolled in a Harvard Law School consumer clinic, litigating against predatory lenders of subprime mortgages. Her new mission is no less urgent: fighting for people affected by the predatory lending practices of some for-profit colleges, alleged to provide worthless degrees in exchange for thousands of dollars in government-backed loans.

Experiential and Impactful

Impact Clinic or SPO In May 2018, a federal magistrate issued a temporary injunction to prevent the U.S. Department of Education from forcing former students of for-profit Corinthian Colleges to repay what the plaintiffs describe as fraudulent student debt. The PREDATORY LENDING AND CONSUMER PROTECTION CLINIC at the HLS WilmerHale Legal Services Center is representing […]

Debt Trap

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Many for-profit colleges, which get the overwhelming majority of their revenues from federal financial aid programs, rely on high-pressure tactics and false employment and salary guarantees to lure students into taking out loans. Now, through the efforts of Harvard Law School alum Toby Merrill ’11, some of the victims of these practices can get free legal aid to enforce their rights.